ZIP Code 14784 — Stockton, New York

The median home in 14784 is valued at $126,000 against a median household income of $95,227, a price-to-income ratio of 1.3. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14784 ranks 1 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 8.0% of median household income (median rent $633 a month), under the 30% cost-burden threshold.

14784 ranks 518 of 1,572 statewide on median household income and 1,353 of 1,572 on median home value; its income is far above the $63,239 Chautauqua County median. 78% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.6%, in line with the 9.9% statewide ZIP median. Unemployment stands at 8.6%.

With 35 residents per square mile across 27.5 square miles of land, 14784 is far less dense than the statewide ZIP median of 197 (rank 1,312 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.