ZIP Code 14718 — Cassadaga, New York

The median home in 14718 is valued at $99,100 against a median household income of $58,594, a price-to-income ratio of 1.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14718 ranks 6 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 19.0% of median household income (median rent $926 a month), under the 30% cost-burden threshold.

14718 ranks 1,335 of 1,572 statewide on median household income and 1,502 of 1,572 on median home value; its income is below the $63,239 Chautauqua County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.3%, above the 9.9% statewide ZIP median. Unemployment stands at 3.4%.

With 56 residents per square mile across 35 square miles of land, 14718 is far less dense than the statewide ZIP median of 197 (rank 1,128 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.