ZIP Code 14760 — Olean, New York

The median home in 14760 is valued at $99,400 against a median household income of $52,569, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cattaraugus County, 14760 ranks 12 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 17.7% of median household income (median rent $777 a month), under the 30% cost-burden threshold.

14760 ranks 1,438 of 1,572 statewide on median household income and 1,501 of 1,572 on median home value; its income is below the $61,236 Cattaraugus County median. 61% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 21.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.1%.

With 265 residents per square mile across 65.1 square miles of land, 14760 is denser than the statewide ZIP median of 197 (rank 721 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.