ZIP Code 14721 — Ceres, New York

The median home in 14721 is valued at $139,300 against a median household income of $53,984, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Allegany County, 14721 ranks 23 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.5. Renting takes 24.1% of median household income (median rent $1,086 a month), under the 30% cost-burden threshold.

14721 ranks 1,420 of 1,572 statewide on median household income and 1,282 of 1,572 on median home value; its income is below the $61,634 Allegany County median. 76% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 12% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 15.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.1%.

With 52 residents per square mile across 3.4 square miles of land, 14721 is far less dense than the statewide ZIP median of 197 (rank 1,169 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.