ZIP Code 14744 — Houghton, New York

The median home in 14744 is valued at $146,100 against a median household income of $82,500, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Allegany County, 14744 ranks 17 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.5. Renting takes 13.6% of median household income (median rent $933 a month), under the 30% cost-burden threshold.

14744 ranks 732 of 1,572 statewide on median household income and 1,244 of 1,572 on median home value; its income is above the $61,634 Allegany County median. 65% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 56% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 17.0%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.9%.

With 110 residents per square mile across 19.9 square miles of land, 14744 is less dense than the statewide ZIP median of 197 (rank 909 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.