ZIP Code 14065 — Freedom, New York

The median home in 14065 is valued at $138,500 against a median household income of $61,125, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cattaraugus County, 14065 ranks 22 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 9.2% of median household income (median rent $471 a month), under the 30% cost-burden threshold.

14065 ranks 1,278 of 1,572 statewide on median household income and 1,288 of 1,572 on median home value; its income is in line with the $61,236 Cattaraugus County median. 90% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 17.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 1.7%.

With 48 residents per square mile across 36.5 square miles of land, 14065 is far less dense than the statewide ZIP median of 197 (rank 1,199 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.