ZIP Code 14701 — Jamestown, New York

The median home in 14701 is valued at $98,400 against a median household income of $50,909, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14701 ranks 14 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 18.1% of median household income (median rent $769 a month), under the 30% cost-burden threshold.

14701 ranks 1,455 of 1,572 statewide on median household income and 1,505 of 1,572 on median home value; its income is below the $63,239 Chautauqua County median. 58% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.2%.

With 423 residents per square mile across 92.6 square miles of land, 14701 is far denser than the statewide ZIP median of 197 (rank 635 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.