ZIP Code 14712 — Bemus Point, New York

The median home in 14712 is valued at $219,000 against a median household income of $77,423, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14712 ranks 29 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 12.0% of median household income (median rent $775 a month), under the 30% cost-burden threshold.

14712 ranks 846 of 1,572 statewide on median household income and 833 of 1,572 on median home value; its income is above the $63,239 Chautauqua County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 10.2%, in line with the 9.9% statewide ZIP median. Unemployment stands at 6.9%.

With 119 residents per square mile across 25.8 square miles of land, 14712 is less dense than the statewide ZIP median of 197 (rank 886 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.