ZIP Code 14514 — North Chili, New York

The median home in 14514 is valued at $217,200 against a median household income of $80,453, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Monroe County, 14514 ranks 30 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4. Renting takes 22.5% of median household income (median rent $1,507 a month), under the 30% cost-burden threshold.

14514 ranks 769 of 1,572 statewide on median household income and 849 of 1,572 on median home value; its income is in line with the $80,453 Monroe County median. 63% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.6%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 0.9%.

With 1,068 residents per square mile across 5.6 square miles of land, 14514 is far denser than the statewide ZIP median of 197 (rank 498 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.