ZIP Code 14136 — Silver Creek, New York

The median home in 14136 is valued at $143,700 against a median household income of $68,875, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14136 ranks 21 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 16.2% of median household income (median rent $928 a month), under the 30% cost-burden threshold.

14136 ranks 1,066 of 1,572 statewide on median household income and 1,264 of 1,572 on median home value; its income is above the $63,239 Chautauqua County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.7%, above the 9.9% statewide ZIP median. Unemployment stands at 4.5%.

With 217 residents per square mile across 24.3 square miles of land, 14136 is denser than the statewide ZIP median of 197 (rank 752 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.