ZIP Code 14081 — Irving, New York

The median home in 14081 is valued at $126,700 against a median household income of $63,672, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14081 ranks 17 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 16.7% of median household income (median rent $888 a month), under the 30% cost-burden threshold.

14081 ranks 1,199 of 1,572 statewide on median household income and 1,345 of 1,572 on median home value; its income is in line with the $63,239 Chautauqua County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 19.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 9.4%.

With 86 residents per square mile across 32 square miles of land, 14081 is far less dense than the statewide ZIP median of 197 (rank 985 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.