ZIP Code 14125 — Oakfield, New York

The median home in 14125 is valued at $137,800 against a median household income of $63,603, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Genesee County, 14125 ranks 11 of 13 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 16.2% of median household income (median rent $858 a month), under the 30% cost-burden threshold.

14125 ranks 1,202 of 1,572 statewide on median household income and 1,293 of 1,572 on median home value; its income is below the $81,711 Genesee County median. 64% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 4.4%.

With 94 residents per square mile across 39.2 square miles of land, 14125 is far less dense than the statewide ZIP median of 197 (rank 956 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.