ZIP Code 14058 — Elba, New York

The median home in 14058 is valued at $142,800 against a median household income of $102,039, a price-to-income ratio of 1.4. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Genesee County, 14058 ranks 1 of 13 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 11.8% of median household income (median rent $1,006 a month), under the 30% cost-burden threshold.

14058 ranks 437 of 1,572 statewide on median household income and 1,265 of 1,572 on median home value; its income is above the $81,711 Genesee County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.1%, below the 9.9% statewide ZIP median. Unemployment stands at 8.6%.

With 65 residents per square mile across 40.8 square miles of land, 14058 is far less dense than the statewide ZIP median of 197 (rank 1,071 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.