ZIP Code 13835 — Richford, New York

The median home in 13835 is valued at $105,000 against a median household income of $71,688, a price-to-income ratio of 1.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Tioga County, 13835 ranks 1 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 12.3% of median household income (median rent $732 a month), under the 30% cost-burden threshold.

13835 ranks 993 of 1,572 statewide on median household income and 1,475 of 1,572 on median home value; its income is in line with the $68,570 Tioga County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 6.3%, below the 9.9% statewide ZIP median. Unemployment stands at 7.2%.

With 27 residents per square mile across 43.8 square miles of land, 13835 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.