ZIP Code 13811 — Newark Valley, New York

The median home in 13811 is valued at $131,500 against a median household income of $80,900, a price-to-income ratio of 1.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Tioga County, 13811 ranks 3 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 13.7% of median household income (median rent $921 a month), under the 30% cost-burden threshold.

13811 ranks 758 of 1,572 statewide on median household income and 1,328 of 1,572 on median home value; its income is above the $68,570 Tioga County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.5%, in line with the 9.9% statewide ZIP median. Unemployment stands at 2.3%.

With 66 residents per square mile across 62.2 square miles of land, 13811 is far less dense than the statewide ZIP median of 197 (rank 1,068 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.