ZIP Code 13660 — Madrid, New York

The median home in 13660 is valued at $121,000 against a median household income of $71,964, a price-to-income ratio of 1.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13660 ranks 14 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 13.8% of median household income (median rent $827 a month), under the 30% cost-burden threshold.

13660 ranks 985 of 1,572 statewide on median household income and 1,374 of 1,572 on median home value; its income is above the $66,488 Saint Lawrence County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 18.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 3.5%.

With 33 residents per square mile across 58.8 square miles of land, 13660 is far less dense than the statewide ZIP median of 197 (rank 1,336 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.