ZIP Code 13621 — Chase Mills, New York

The median home in 13621 is valued at $160,300 against a median household income of $63,125, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13621 ranks 31 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 6.5% of median household income (median rent $343 a month), under the 30% cost-burden threshold.

13621 ranks 1,218 of 1,572 statewide on median household income and 1,150 of 1,572 on median home value; its income is below the $66,488 Saint Lawrence County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 45.4%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 22.1%.

With 24 residents per square mile across 28.6 square miles of land, 13621 is far less dense than the statewide ZIP median of 197 (rank 1,430 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.