ZIP Code 13478 — Verona, New York

The median home in 13478 is valued at $189,600 against a median household income of $77,195, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13478 ranks 28 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 13.2% of median household income (median rent $850 a month), under the 30% cost-burden threshold.

13478 ranks 851 of 1,572 statewide on median household income and 975 of 1,572 on median home value; its income is below the $82,060 Oneida County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.3%, below the 9.9% statewide ZIP median. Unemployment stands at 9.5%.

With 95 residents per square mile across 35 square miles of land, 13478 is far less dense than the statewide ZIP median of 197 (rank 951 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.