ZIP Code 13476 — Vernon, New York

The median home in 13476 is valued at $177,100 against a median household income of $63,480, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13476 ranks 35 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 17.2% of median household income (median rent $909 a month), under the 30% cost-burden threshold.

13476 ranks 1,209 of 1,572 statewide on median household income and 1,048 of 1,572 on median home value; its income is below the $82,060 Oneida County median. 61% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 18% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.9%, below the 9.9% statewide ZIP median. Unemployment stands at 1.0%.

With 111 residents per square mile across 22.9 square miles of land, 13476 is less dense than the statewide ZIP median of 197 (rank 907 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.