ZIP Code 13420 — Old Forge, New York

The median home in 13420 is valued at $348,900 against a median household income of $107,770, a price-to-income ratio of 3.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Herkimer County, 13420 ranks 14 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0.

13420 ranks 385 of 1,572 statewide on median household income and 532 of 1,572 on median home value; its income is above the $72,700 Herkimer County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 62% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.3%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 7.7%.

With 6 residents per square mile across 148.3 square miles of land, 13420 is far less dense than the statewide ZIP median of 197 (rank 1,538 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.