ZIP Code 13331 — Eagle Bay, New York

The median home in 13331 is valued at $290,000 against a median household income of $64,500, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Herkimer County, 13331 ranks 15 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0.

13331 ranks 1,179 of 1,572 statewide on median household income and 640 of 1,572 on median home value; its income is below the $72,700 Herkimer County median. 100% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 50% of adults hold a bachelor's degree or higher, far above the 31% median,

With 1 residents per square mile across 167 square miles of land, 13331 is far less dense than the statewide ZIP median of 197 (rank 1,563 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.