ZIP Code 13122 — New Woodstock, New York

The median home in 13122 is valued at $285,300 against a median household income of $77,984, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Madison County, 13122 ranks 19 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 14.6% of median household income (median rent $950 a month), under the 30% cost-burden threshold.

13122 ranks 827 of 1,572 statewide on median household income and 650 of 1,572 on median home value; its income is above the $74,217 Madison County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 3.6%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 7.5%.

With 67 residents per square mile across 19.3 square miles of land, 13122 is far less dense than the statewide ZIP median of 197 (rank 1,065 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.