ZIP Code 13158 — Truxton, New York

The median home in 13158 is valued at $168,500 against a median household income of $80,809, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cortland County, 13158 ranks 6 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 11.3% of median household income (median rent $762 a month), under the 30% cost-burden threshold.

13158 ranks 760 of 1,572 statewide on median household income and 1,096 of 1,572 on median home value; its income is above the $70,111 Cortland County median. 74% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.9%, below the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 23 residents per square mile across 59 square miles of land, 13158 is far less dense than the statewide ZIP median of 197 (rank 1,438 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.