ZIP Code 12996 — Willsboro, New York

The median home in 12996 is valued at $234,600 against a median household income of $64,306, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Essex County, 12996 ranks 20 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 12.9% of median household income (median rent $692 a month), under the 30% cost-burden threshold.

12996 ranks 1,181 of 1,572 statewide on median household income and 776 of 1,572 on median home value; its income is below the $70,729 Essex County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.8%, above the 9.9% statewide ZIP median. Unemployment stands at 4.2%.

With 51 residents per square mile across 38.3 square miles of land, 12996 is far less dense than the statewide ZIP median of 197 (rank 1,178 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.