ZIP Code 12969 — Owls Head, New York

The median home in 12969 is valued at $104,700 against a median household income of $59,063, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Franklin County, 12969 ranks 6 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.1.

12969 ranks 1,322 of 1,572 statewide on median household income and 1,476 of 1,572 on median home value; its income is below the $64,639 Franklin County median. 76% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.6%, above the 9.9% statewide ZIP median. Unemployment stands at 30.4%.

With 2 residents per square mile across 111 square miles of land, 12969 is far less dense than the statewide ZIP median of 197 (rank 1,561 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.