ZIP Code 12953 — Malone, New York

The median home in 12953 is valued at $123,100 against a median household income of $64,673, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Franklin County, 12953 ranks 9 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.1. Renting takes 15.2% of median household income (median rent $821 a month), under the 30% cost-burden threshold.

12953 ranks 1,175 of 1,572 statewide on median household income and 1,364 of 1,572 on median home value; its income is in line with the $64,639 Franklin County median. 65% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.4%, above the 9.9% statewide ZIP median. Unemployment stands at 3.5%.

With 60 residents per square mile across 212.7 square miles of land, 12953 is far less dense than the statewide ZIP median of 197 (rank 1,102 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.