ZIP Code 12918 — Cadyville, New York

The median home in 12918 is valued at $208,200 against a median household income of $93,902, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Clinton County, 12918 ranks 13 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2.

12918 ranks 532 of 1,572 statewide on median household income and 887 of 1,572 on median home value; its income is above the $71,842 Clinton County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 1.3%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 0.6%.

With 65 residents per square mile across 42.5 square miles of land, 12918 is far less dense than the statewide ZIP median of 197 (rank 1,071 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.