ZIP Code 12960 — Moriah, New York

The median home in 12960 is valued at $140,300 against a median household income of $61,443, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Essex County, 12960 ranks 8 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8.

12960 ranks 1,269 of 1,572 statewide on median household income and 1,277 of 1,572 on median home value; its income is below the $70,729 Essex County median. 98% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 44% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 0.8%, far below the 9.9% statewide ZIP median and among the lowest in the state.

With 41 residents per square mile across 24.5 square miles of land, 12960 is far less dense than the statewide ZIP median of 197 (rank 1,258 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.