ZIP Code 12928 — Crown Point, New York

The median home in 12928 is valued at $155,400 against a median household income of $79,890, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Essex County, 12928 ranks 3 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 12.4% of median household income (median rent $827 a month), under the 30% cost-burden threshold.

12928 ranks 782 of 1,572 statewide on median household income and 1,183 of 1,572 on median home value; its income is above the $70,729 Essex County median. 94% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 4.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 10.2%.

With 25 residents per square mile across 72.6 square miles of land, 12928 is far less dense than the statewide ZIP median of 197 (rank 1,417 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.