ZIP Code 12828 — Fort Edward, New York

The median home in 12828 is valued at $213,600 against a median household income of $77,776, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Washington County, 12828 ranks 14 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.5. Renting takes 17.7% of median household income (median rent $1,147 a month), under the 30% cost-burden threshold.

12828 ranks 834 of 1,572 statewide on median household income and 866 of 1,572 on median home value; its income is in line with the $74,631 Washington County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.2%, below the 9.9% statewide ZIP median. Unemployment stands at 1.4%.

With 217 residents per square mile across 45.1 square miles of land, 12828 is denser than the statewide ZIP median of 197 (rank 752 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.