ZIP Code 12725 — Claryville, New York

The median home in 12725 is valued at $320,000 against a median household income of $88,929, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12725 ranks 24 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4.

12725 ranks 608 of 1,572 statewide on median household income and 583 of 1,572 on median home value; its income is above the $73,919 Sullivan County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 46.9%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 7.5%.

With 4 residents per square mile across 70.8 square miles of land, 12725 is far less dense than the statewide ZIP median of 197 (rank 1,547 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.