ZIP Code 12410 — Big Indian, New York

The median home in 12410 is valued at $252,200 against a median household income of $31,033, a price-to-income ratio of 8.1. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ulster County, 12410 ranks 43 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8.

12410 ranks 1,564 of 1,572 statewide on median household income and 732 of 1,572 on median home value; its income is far below the $84,141 Ulster County median. 90% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 38.5%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 17.8%.

With 7 residents per square mile across 50.8 square miles of land, 12410 is far less dense than the statewide ZIP median of 197 (rank 1,531 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.