ZIP Code 12407 — Ashland, New York

The median home in 12407 is valued at $230,000 against a median household income of $83,409, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Greene County, 12407 ranks 8 of 31 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.2. Renting takes 17.3% of median household income (median rent $1,200 a month), under the 30% cost-burden threshold.

12407 ranks 711 of 1,572 statewide on median household income and 790 of 1,572 on median home value; its income is in line with the $83,409 Greene County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 4.1%, far below the 9.9% statewide ZIP median and among the lowest in the state.

With 219 residents per square mile across 0.9 square miles of land, 12407 is denser than the statewide ZIP median of 197 (rank 748 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.