ZIP Code 12442 — Hunter, New York

The median home in 12442 is valued at $378,600 against a median household income of $50,500, a price-to-income ratio of 7.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Greene County, 12442 ranks 31 of 31 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.2. Renting takes 27.7% of median household income (median rent $1,165 a month), under the 30% cost-burden threshold.

12442 ranks 1,461 of 1,572 statewide on median household income and 492 of 1,572 on median home value; its income is below the $83,409 Greene County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.9%, below the 9.9% statewide ZIP median. Unemployment stands at 1.1%.

With 23 residents per square mile across 18.8 square miles of land, 12442 is far less dense than the statewide ZIP median of 197 (rank 1,438 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.