ZIP Code 12184 — Valatie, New York

The median home in 12184 is valued at $311,200 against a median household income of $91,616, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Columbia County, 12184 ranks 6 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 14.8% of median household income (median rent $1,131 a month), under the 30% cost-burden threshold.

12184 ranks 564 of 1,572 statewide on median household income and 599 of 1,572 on median home value; its income is above the $84,396 Columbia County median. 79% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 38% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.1%, below the 9.9% statewide ZIP median. Unemployment stands at 7.2%.

With 192 residents per square mile across 39.4 square miles of land, 12184 is in line with the statewide ZIP median of 197 (rank 787 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.