ZIP Code 12173 — Stuyvesant, New York

The median home in 12173 is valued at $219,700 against a median household income of $80,500, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Columbia County, 12173 ranks 4 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 16.6% of median household income (median rent $1,113 a month), under the 30% cost-burden threshold.

12173 ranks 768 of 1,572 statewide on median household income and 829 of 1,572 on median home value; its income is in line with the $84,396 Columbia County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.6%, in line with the 9.9% statewide ZIP median. Unemployment stands at 2.9%.

With 125 residents per square mile across 16.3 square miles of land, 12173 is less dense than the statewide ZIP median of 197 (rank 876 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.