ZIP Code 12051 — Coxsackie, New York

The median home in 12051 is valued at $318,400 against a median household income of $88,393, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Greene County, 12051 ranks 17 of 31 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.2. Renting takes 12.4% of median household income (median rent $910 a month), under the 30% cost-burden threshold.

12051 ranks 623 of 1,572 statewide on median household income and 588 of 1,572 on median home value; its income is above the $83,409 Greene County median. 65% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 4.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.2%.

With 319 residents per square mile across 17.9 square miles of land, 12051 is far denser than the statewide ZIP median of 197 (rank 677 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.