ZIP Code 12147 — Rensselaerville, New York

The median home in 12147 is valued at $235,100 against a median household income of $92,813, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12147 ranks 7 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0.

12147 ranks 540 of 1,572 statewide on median household income and 772 of 1,572 on median home value; its income is in line with the $89,360 Albany County median. 94% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 52% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.9%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.9%.

With 27 residents per square mile across 19.1 square miles of land, 12147 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.