ZIP Code 12120 — Medusa, New York

The median home in 12120 is valued at $269,200 against a median household income of $76,728, a price-to-income ratio of 3.5. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12120 ranks 25 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0.

12120 ranks 862 of 1,572 statewide on median household income and 684 of 1,572 on median home value; its income is below the $89,360 Albany County median. 93% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 1.5%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.9%.

With 40 residents per square mile across 14.8 square miles of land, 12120 is far less dense than the statewide ZIP median of 197 (rank 1,267 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.