ZIP Code 12121 — Melrose, New York

The median home in 12121 is valued at $260,200 against a median household income of $120,625, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Rensselaer County, 12121 ranks 3 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.6.

12121 ranks 281 of 1,572 statewide on median household income and 707 of 1,572 on median home value; its income is above the $90,583 Rensselaer County median. 99% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 3.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.2%.

With 120 residents per square mile across 19.3 square miles of land, 12121 is less dense than the statewide ZIP median of 197 (rank 883 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.