ZIP Code 12183 — Troy, New York

The median home in 12183 is valued at $137,300 against a median household income of $70,281, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12183 ranks 2 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 18.5% of median household income (median rent $1,081 a month), under the 30% cost-burden threshold.

12183 ranks 1,035 of 1,572 statewide on median household income and 1,297 of 1,572 on median home value; its income is below the $89,360 Albany County median. 25% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 23.2%, far above the 9.9% statewide ZIP median. Unemployment stands at 11.5%.

With 4,237 residents per square mile across 0.7 square miles of land, 12183 is far denser than the statewide ZIP median of 197 (rank 298 of 1,572). This is predominantly single-family residential with suburban street patterns.