ZIP Code 12108 — Lake Pleasant, New York

The median home in 12108 is valued at $275,000 against a median household income of $76,786, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Hamilton County, 12108 ranks 6 of 10 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 14.9% of median household income (median rent $956 a month), under the 30% cost-burden threshold.

12108 ranks 860 of 1,572 statewide on median household income and 668 of 1,572 on median home value; its income is in line with the $75,477 Hamilton County median. 67% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.4%, below the 9.9% statewide ZIP median.

With 5 residents per square mile across 73.1 square miles of land, 12108 is far less dense than the statewide ZIP median of 197 (rank 1,543 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.