ZIP Code 12019 — Ballston Lake, New York

The median home in 12019 is valued at $381,900 against a median household income of $116,329, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saratoga County, 12019 ranks 15 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.1. Renting takes 12.3% of median household income (median rent $1,191 a month), under the 30% cost-burden threshold.

12019 ranks 308 of 1,572 statewide on median household income and 489 of 1,572 on median home value; its income is above the $94,189 Saratoga County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.1%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.0%.

With 550 residents per square mile across 28.5 square miles of land, 12019 is far denser than the statewide ZIP median of 197 (rank 588 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.