ZIP Code 12065 — Clifton Park, New York

The median home in 12065 is valued at $356,900 against a median household income of $115,681, a price-to-income ratio of 3.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saratoga County, 12065 ranks 9 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.1. Renting takes 14.7% of median household income (median rent $1,419 a month), under the 30% cost-burden threshold.

12065 ranks 317 of 1,572 statewide on median household income and 518 of 1,572 on median home value; its income is above the $94,189 Saratoga County median. 71% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 53% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.0%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.8%.

With 1,274 residents per square mile across 35.1 square miles of land, 12065 is far denser than the statewide ZIP median of 197 (rank 478 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.