ZIP Code 10998 — Westtown, New York

The median home in 10998 is valued at $442,200 against a median household income of $117,212, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Orange County, 10998 ranks 27 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 18.7% of median household income (median rent $1,824 a month), under the 30% cost-burden threshold.

10998 ranks 304 of 1,572 statewide on median household income and 423 of 1,572 on median home value; its income is above the $105,400 Orange County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.0%, below the 9.9% statewide ZIP median. Unemployment stands at 2.6%.

With 170 residents per square mile across 21.6 square miles of land, 10998 is less dense than the statewide ZIP median of 197 (rank 814 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.