ZIP Code 10988 — Unionville, New York

The median home in 10988 is valued at $319,600 against a median household income of $104,615, a price-to-income ratio of 3.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Orange County, 10988 ranks 13 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 17.6% of median household income (median rent $1,532 a month), under the 30% cost-burden threshold.

10988 ranks 411 of 1,572 statewide on median household income and 585 of 1,572 on median home value; its income is in line with the $105,400 Orange County median. 60% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 44% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.9%, below the 9.9% statewide ZIP median.

With 2,280 residents per square mile across 0.3 square miles of land, 10988 is far denser than the statewide ZIP median of 197 (rank 387 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.