ZIP Code 10950 — Monroe, New York

The median home in 10950 is valued at $458,800 against a median household income of $77,123, a price-to-income ratio of 5.9. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Orange County, 10950 ranks 38 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 26.3% of median household income (median rent $1,693 a month), under the 30% cost-burden threshold.

10950 ranks 853 of 1,572 statewide on median household income and 403 of 1,572 on median home value; its income is below the $105,400 Orange County median. 62% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 27.4%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 5.2%.

With 1,777 residents per square mile across 36.8 square miles of land, 10950 is far denser than the statewide ZIP median of 197 (rank 430 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.