ZIP Code 10918 — Chester, New York

The median home in 10918 is valued at $424,700 against a median household income of $147,011, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Orange County, 10918 ranks 9 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 13.5% of median household income (median rent $1,652 a month), under the 30% cost-burden threshold.

10918 ranks 143 of 1,572 statewide on median household income and 443 of 1,572 on median home value; its income is above the $105,400 Orange County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.6%, below the 9.9% statewide ZIP median. Unemployment stands at 4.9%.

With 366 residents per square mile across 32.6 square miles of land, 10918 is far denser than the statewide ZIP median of 197 (rank 653 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.