ZIP Code 10923 — Garnerville, New York

The median home in 10923 is valued at $459,100 against a median household income of $95,769, a price-to-income ratio of 4.8. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Rockland County, 10923 ranks 15 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.3. Renting takes 22.9% of median household income (median rent $1,827 a month), under the 30% cost-burden threshold.

10923 ranks 507 of 1,572 statewide on median household income and 402 of 1,572 on median home value; its income is below the $118,445 Rockland County median. 62% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 12.6%, above the 9.9% statewide ZIP median. Unemployment stands at 3.6%.

With 4,594 residents per square mile across 2 square miles of land, 10923 is far denser than the statewide ZIP median of 197 (rank 281 of 1,572). This is predominantly single-family residential with suburban street patterns.