ZIP Code 10032 — New York, New York

The median home in 10032 is valued at $545,500 against a median household income of $56,588, a price-to-income ratio of 9.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within New York County, 10032 ranks 27 of 41 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.8. Renting takes 32.8% of median household income (median rent $1,546 a month), above the 30% cost-burden threshold.

10032 ranks 1,372 of 1,572 statewide on median household income and 340 of 1,572 on median home value; its income is far below the $132,518 New York County median. 8% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 20.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 14.0%.

With 79,399 residents per square mile across 0.7 square miles of land, 10032 is far denser than the statewide ZIP median of 197 (rank 22 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.